Why use an Independent Insurance Agent


Our Mission

Is to treat your business as if it was our own. To show honesty and integrity while working with you to tailor your insurance so your needs, wants and goals are protected.

What is an Independent Commercial Insurance Agent?

An independent commercial insurance agent, also known as an independent insurance broker, is a licensed insurance professional who sells insurance policies from multiple insurance companies to businesses and commercial clients. These agents work independently and are not tied to a specific insurance company. Instead, they have relationships with various insurance carriers and can offer a range of insurance products and options to their clients.

About Us

Daniel Holt - CEO, Principal Agent

In 2011 after finalizing my college football carrier I graduated with a BA in Sociology and a Minor in Risk Management from the University of North Texas. I immediately started my insurance carrier as a commercial workers compensation underwriter for Dallas National Insurance. A year later I was blessed with the opportunity to become an independent insurance agent with one of Dallas's top independent agencies where I became the Associate Vice President of Sales. In September of 2023 I made the move and opened Holt & Associates Insurance.



Why Choose Us?

  • We Listen - we understand all the late nights, hard work and long hours you have had to grow business. We are here to listen to your needs, wants, concerns and goals and offer you customized insurance to protect you and everything you have worked so hard for.
  • Customized Protection - As an independent commercial insurance agent I have access to numerous carriers to find the best coverages and rates that fit your business's needs.
  • Relationships matter - We are always here for you. To answer any questions, attend any meetings, and to handle all your insurance needs so you don't have to.

Key Factors and Functions of a Independent Commercial Insurance Agent:

  1. Independence: Independent agents are not employees of any single insurance company. They work for themselves or as part of an independent agency, allowing them to provide objective advice and access a wider range of insurance products.
  2. Choice and Customization: Independent agents can offer clients a choice of insurance policies from different carriers, allowing businesses to tailor their coverage to their specific needs and budgets. This can be particularly valuable for commercial clients who may have unique risks and requirements.
  3. Market Knowledge: Independent agents have a deep understanding of the insurance market and stay up-to-date on the offerings and policies of various insurance companies. They can provide valuable insights and guidance to clients.
  4. Risk Assessment: They assess a business's risks and insurance needs, helping clients determine the types and amounts of coverage that are appropriate for their specific industry and circumstances.
  5. Policy Comparison: Independent agents can compare policies and quotes from multiple insurers to find the best coverage at the most competitive rates.
  6. Advocacy: In the event of a claim or any issues with a policy, independent agents can act as an advocate for their clients, helping them navigate the claims process and resolve disputes with insurance companies.
  7. Client Relationships: These agents often build long-term relationships with their clients, providing ongoing support and guidance as businesses' insurance needs change over time.
  8. Licensing and Regulations: Independent insurance agents are typically required to be licensed and adhere to the insurance regulations in their state or jurisdiction.

Why Use an Independent Commercial Insurance Agent?

Independent commercial insurance agents play a crucial role in helping businesses protect themselves from various risks by providing access to a broad range of insurance options and offering personalized advice and service. Their independence and ability to shop the market for the best coverage make them valuable partners for businesses of all sizes.

We're here to assist business owners with all their insurance needs.

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